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Software

Group Risk Analytics

We help health plans leverage cutting-edge technology and advanced analytics to assess risk and optimize their portfolios.

Get ahead of risk

Optum® Group Risk Analytics (GRA) predicts future risk in minutes, enabling a premium rate strategy aligned to the risk profile of your new business groups. Group Risk Analytics uses de-identified, third-party medical and specialty pharmacy data, and proprietary risk scoring, to enable payers to better assess the risk of prospective employer group customers.

Our goal is to help you win the right business at the right price.

Key benefits

We are committed to providing underwriters with the quickest, most intuitive and accurate new business risk assessment solutions.

Results returned in minutes

We know that underwriters can't wait around during the busy new business season — 97% of all cases are returned in less than 5 minutes.

Unparalleled data syndicate

Nationwide coverage of medical and pharmacy claim data allow for the detection of high-cost conditions and specialty pharmacy costs that others might miss.

Sleek and intuitive software

Built on the Optum StepWise platform, GRA is easy to use and integrates seamlessly with your existing underwriting workflows.

Outstanding customer experience

Our highly responsive and dedicated support team is here for you.

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Product information and resources

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    Fact sheet

    A prospective group risk assessment tool

    GRA is a simple and secure prospective risk assessment tool that enables payers to better assess the risk of prospective employer group customers in minutes.

    Download fact sheet
  • PDF

     

    Fact sheet

    Portfolio optimization (PO)

    Achieve greater profitability and retained membership through the balancing of both market share and margin goals with Optum® Portfolio Optimization.

    Download fact sheet

Learn how to partner with Optum

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