Get ahead of risk
Optum® Group Risk Analytics (GRA) predicts future risk in minutes, enabling a premium rate strategy aligned to the risk profile of your new business groups. Group Risk Analytics uses de-identified, third-party medical and specialty pharmacy data, and proprietary risk scoring, to enable payers to better assess the risk of prospective employer group customers.
Our goal is to help you win the right business at the right price.
Key benefits
We are committed to providing underwriters with the quickest, most intuitive and accurate new business risk assessment solutions.
Results returned in minutes
We know that underwriters can't wait around during the busy new business season — 97% of all cases are returned in less than 5 minutes.
Unparalleled data syndicate
Nationwide coverage of medical and pharmacy claim data allow for the detection of high-cost conditions and specialty pharmacy costs that others might miss.
Sleek and intuitive software
Built on the Optum StepWise platform, GRA is easy to use and integrates seamlessly with your existing underwriting workflows.
Outstanding customer experience
Our highly responsive and dedicated support team is here for you.
Available on the Optum AI Marketplace
Predictive modeling for risk analysis
Group Risk Analytics applies real-world datasets and advanced risk modeling to identify patterns in emergency department utilization. It surfaces drivers between high-frequency visits and provides outputs that can be integrated into pricing models or care management workflows.
Related healthcare insights
Article
Learn how Medicaid agencies can use consulting, analytics and stakeholder engagement to improve outcomes and inform decisions.
Case study
Read the case study to see how a provider organization launched a new EHR across 1,600 providers while protecting access and productivity.
White paper
A practical look at improving margins through access, documentation and denials transformation.
Product information and resources
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Fact sheet
A prospective group risk assessment tool
GRA is a simple and secure prospective risk assessment tool that enables payers to better assess the risk of prospective employer group customers in minutes.
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Fact sheet
Portfolio optimization (PO)
Achieve greater profitability and retained membership through the balancing of both market share and margin goals with Optum® Portfolio Optimization.
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Fact Sheet
Group Risk Analytics for Stop Loss
Optum® Group Risk Analytics (GRA) for Stop Loss delivers early insight into loss exposure above key attachment points so payers can price and structure with confidence.
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Solution suite
StepWise and Underwriting
Our underwriting software, capabilities and expertise help health plans simplify the design, deployment and distribution of products.