Get ahead of risk
Optum® Group Risk Analytics (GRA) predicts future risk in minutes, enabling a premium rate strategy aligned to the risk profile of your new business groups. Group Risk Analytics uses de-identified, third-party medical and specialty pharmacy data, and proprietary risk scoring, to enable payers to better assess the risk of prospective employer group customers.
Our goal is to help you win the right business at the right price.
Key benefits
We are committed to providing underwriters with the quickest, most intuitive and accurate new business risk assessment solutions.
Results returned in minutes
We know that underwriters can't wait around during the busy new business season — 97% of all cases are returned in less than 5 minutes.
Unparalleled data syndicate
Nationwide coverage of medical and pharmacy claim data allow for the detection of high-cost conditions and specialty pharmacy costs that others might miss.
Sleek and intuitive software
Built on the Optum StepWise platform, GRA is easy to use and integrates seamlessly with your existing underwriting workflows.
Outstanding customer experience
Our highly responsive and dedicated support team is here for you.
Available on the Optum AI Marketplace
Predictive modeling for risk analysis
Group Risk Analytics applies real-world datasets and advanced risk modeling to identify patterns in emergency department utilization. It surfaces drivers between high-frequency visits and provides outputs that can be integrated into pricing models or care management workflows.
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Product information and resources
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Download fact sheet
PDF
Fact sheet
A prospective group risk assessment tool
GRA is a simple and secure prospective risk assessment tool that enables payers to better assess the risk of prospective employer group customers in minutes.
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Download fact sheet
PDF
Fact sheet
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