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Solution suite

StepWise and Underwriting

Simplify the design, deployment and distribution of your health plan products. Our underwriting software, capabilities and expertise can help.

Product ideation to revenue generation

The StepWise® suite automates underwriting, actuarial, product, compliance, sales and fulfillment processes around a single technology platform. Through this platform, we deliver increased value and efficiencies for our clients.

There are three components of our StepWise technology. They can operate together or stand alone to enhance existing systems. Our solution promotes data integrity and enterprise agility, from product ideation to revenue generation.

Introducing Optum Group Risk Analytics

Predict future risk with a user-friendly underwriting risk assessment tool that provides accurate group health risk scores.

Related healthcare insights

White paper

Unraveling complexity specialty care

Learn how Optum is streamlining care delivery with insights from patients and providers to improve outcomes and drive down costs.

Article

Digital claim payments can save you money

Discover 4 ways health plans can save money today, and in the future, by engaging with a digital claim payment partner.

E-book

Make your pharmacy benefit plan work better

Learn 4 key questions you should be asking.

Product information and resources

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    StepWise suite

    Comprehensive platform to drive automation and efficiency

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    Product lifecycle manager

    Design, manage, operationalize plan and benefit information

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    Automated rating

    Central repository for rating, underwriting and business rules

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    Online shopping  

    Drive sales and retention, customer satisfaction and operational efficiency

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Learn how Optum Advisory Services can help you determine and reach your organization's goals