Product ideation to revenue generation
The StepWise® suite automates underwriting, actuarial, product, compliance, sales and fulfillment processes around a single technology platform. Through this platform, we deliver increased value and efficiencies for our clients.
There are three components of our StepWise technology. They can operate together or stand alone to enhance existing systems. Our solution promotes data integrity and enterprise agility, from product ideation to revenue generation.
Introducing Optum Group Risk Analytics
Predict future risk with a user-friendly underwriting risk assessment tool that provides accurate group health risk scores.
Available on the Optum AI Marketplace
Predict future costs with data-driven accuracy
StepWise uses advanced analytics to model cost drivers and predict risk at a granular level. It applies machine learning to historical claims and demographic data, enabling actuaries and analysts to identify patterns and forecast future costs with greater precision. The solution integrates with existing underwriting workflows and provides transparent, data-backed insights that support decision-making.
Related healthcare insights
Case study
Discover how Boulder Community Health and Optum Advisory worked together to achieve smart growth and sustainable change.
White paper
Optum Advisory uncovers disparities in maternal and infant outcomes — commercial vs. Medicaid — identifying key factors.
Product information and resources
-
Download now
PDF
StepWise suite
Comprehensive platform to drive automation and efficiency
-
Download now
PDF
Product lifecycle manager
Design, manage, operationalize plan and benefit information
-
Download now
PDF
Automated rating
Central repository for rating, underwriting and business rules
-
Download now
PDF
Online shopping
Drive sales and retention, customer satisfaction and operational efficiency