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Solution suite

StepWise and Underwriting

Simplify the design, deployment and distribution of your health plan products. Our underwriting software, capabilities and expertise can help.

Product ideation to revenue generation

The StepWise® suite automates underwriting, actuarial, product, compliance, sales and fulfillment processes around a single technology platform. Through this platform, we deliver increased value and efficiencies for our clients.

There are three components of our StepWise technology. They can operate together or stand alone to enhance existing systems. Our solution promotes data integrity and enterprise agility, from product ideation to revenue generation.

Introducing Optum Group Risk Analytics

Predict future risk with a user-friendly underwriting risk assessment tool that provides accurate group health risk scores.

Related healthcare insights

White paper

Achieving health equity: Strategies for payers

Learn more about a comprehensive solution for health payers to address health disparities and achieve health equity.

On-demand webinar

Viewpoints on the 2025 CMS Advance Notice

Don't miss this exclusive webinar and the chance to learn how your Medicare Advantage plan can better prepare for the 2025 changes.

Case study

Revolutionizing cardiology

Discover how Boulder Community Health and Optum Advisory worked together to achieve smart growth and sustainable change.

Product information and resources

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    StepWise suite

    Comprehensive platform to drive automation and efficiency

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    Product lifecycle manager

    Design, manage, operationalize plan and benefit information

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    Automated rating

    Central repository for rating, underwriting and business rules

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    Online shopping  

    Drive sales and retention, customer satisfaction and operational efficiency

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Learn how Optum Advisory Services can help you determine and reach your organization's goals