Why labor and trust populations feel the impact differently
Start with cigarettes. Construction workers smoke at rates nearly double that of other workers. And yet, they have the lowest access to cessation programs of any occupation — 14% to 29%.6
Cannabis use is also concentrated in industries marked by physically demanding work, irregular schedules and high injury risk. Compared to an all-industry average of 10.8% for past-30-day cannabis use, the heaviest-use sectors include accommodation and food services (20.7%), arts and entertainment (17.5%) and construction (15.9%).7
The reasons why aren’t hard to understand. Many fund members’ jobs contribute to chronic pain, musculoskeletal injury, disrupted sleep and high stress. A cigarette becomes part of a routine break. An edible helps someone sleep through back pain after a long shift. For members, these feel like practical fixes for everyday problems. For funds, they become long-term drivers of cost.
And the costs are very real. Smoking can add $8,156 per member in health care spend and lost productivity.8 Cannabis use can contribute to up to $17,000 in yearly claims per member, driven by higher emergency department visits, mental health utilization and absenteeism.9 And when cannabis is used on the job, the risk of a workplace injury almost doubles.10
For many members, quitting or reducing their use is a goal. That’s an opportunity for fund leaders to offer nicotine cessation and cannabis programs that are proactive and confidential with low-friction outreach — the kind that meets members where they are instead of waiting for a hand to go up. Research shows that certain program characteristics are especially useful for boosting member participation:
- Personal invitations
- Virtual or on-site offerings
- Programs that are folded into existing benefits instead of bolted on11
For labor and trust populations especially, that combination — personal, convenient and built into the plan — can help meet members’ needs, control costs and improve outcomes.