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Health benefits solutions

We empower employees and members to take control of their health and well-being.

Making sure employees and members get high-quality care

We provide full-service employee benefits and health services so health plans, employers and state and federal governments can offer comprehensive, cost-effective services.

From mental health services to critical illness care to customizable benefits administration and health benefits accounts, Optum has end-to-end offerings and expertise to support you, your members and your employees. 

Explore our health benefits solutions

Solution suite

Behavioral health and emotional wellbeing solutions

Best for:
  • Brokers and consultants
  • Employers
  • Payers
  • Providers
  • State governments

We guide adults, youth and caregivers to the right support and care for their unique needs across a full range of mental health tools and solutions.

Solution suite

Benefits Analytic Manager

Best for:
  • Employers

Our integrated data and analytics solution for employers puts you in control of your data to inform strategy and manage benefits.

Solution suite

Complex care management

Best for:
  • Employers
  • Payers

Discover simple solutions for complex conditions to reduce the cost of care, manage organizational risk and improve outcomes.

Solution suite

Health benefit accounts

Best for:
  • Employers

Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing

Solution suite

Pharmacy benefits

Best for:
  • Brokers and consultants
  • Employers
  • Payers
  • State governments

We offer clear drug pricing and aligned scale and insights that guide decision-making, helping you navigate change with confidence.

Solution suite

Prevention and well-being

Best for:
  • Employers
  • Payers
  • Providers

Connect employees and members with relevant, engaging health and wellness programs.

Industry insights

Article

Second Opinion plus COEs can help address avoidable MSK surgeries 

Musculoskeletal surgeries are driving up costs. Payers can bend the curve with digital care, expert second opinions and high-performing surgical centers.

Article

Healthy pregnancy through personalized maternal health support

Discover how personalized maternal support helped one employee achieve a health pregnancy and feel supported from preconception to postpartum.

Article

Why falling smoking rates don’t tell the whole story

Cigarette use is declining, but nicotine and cannabis remain common among workers — creating new risks and opportunities for labor and trust funds.

White paper

How I-SNPs are enhancing nursing home care economics

As nursing homes face financial and operational pressures, I-SNPs offer new opportunities to improve outcomes, strengthen care delivery and create greater economic stability.

Find out how our health benefits solutions can help your organization