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Solution suite

Payments and lending solutions for providers

Optum Financial® connects you with loans powered by Optum Bank and healthcare payment solutions.

Health and finance, connected at last

The world of healthcare finance can feel like a siloed, fractured place. At Optum Pay, we know finance, healthcare and the complex systems that connect them.

That's why we’re putting two decades of innovation to work, building a smart payment platform designed specifically for the business side of care.

Built for business with care in mind

Our financial solutions are designed to address the needs of the healthcare industry.

Money and data, connected

Business is better when payments and processed claims data move together.

Providers and payers, connected

We process $300 billion in payments annually for 2.2 million providers and more than 200 payers.

Efficiency and results, connected

Reduce administrative burden and save time to focus on what matters to your organization.

Stability and innovation, connected

Lending is powered by Optum Bank, a healthcare bank that’s been investing in providers and patients for over 20 years.

Explore our healthcare financial solutions

Optum Pay

Accelerate progress toward a healthier future with a platform that helps expedite payments and streamlines access to historical claims data.

Financial solutions

Explore our tailored solutions for the healthcare industry and learn how we can help you achieve financial health and operational excellence.

Related healthcare insights

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Digital claim payments can save you money

Discover 4 ways health plans can save money today, and in the future, by engaging with a digital claim payment partner.

Case study

Insights in claims payment processing

Thinking about going paperless for claims payments? We commissioned a study of senior health plan executives to hear what’s on their minds.

Case study

Moving to lower cost electronic payments

Partner with Optum Financial to increase ACH payments.

Article

Why you should prioritize digital payments

Digital payment processing doesn’t have to be a daunting task. Here's why it should be at the top of your priority list.