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Financial solutions

Explore our tailored solutions for the healthcare industry and learn how we can help you achieve financial health and operational excellence.

Better solutions make healthcare better for everyone

Navigating the financial complexities of healthcare can be challenging. Whether you're an employer, provider or payer, our comprehensive suite of financial products is designed to streamline processes, reduce costs and improve outcomes.

Employers: Manage costs while providing valuable benefits to your employees. Attract and retain top talent by offering solutions that help employees take control of their health and cultivate greater financial well-being.

Providers: We make it easy to simplify billing, optimize revenue cycles and improve payment processes. Reduce administrative burden with faster payments and easy access to historical data. Improve cash flow and access to capital too.

Payers: Optimizing payment processes drives electronic payment adoption, increases revenue and improves communication workflow. You’ll also save by eliminating manual processes, like check printing and mailing. And flexible payment options increase payee satisfaction.

Put our financial products to work for you

Solution suite

Health benefit accounts

Best for:
  • Employers

Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing

Solution suite

Payment delivery solutions

Best for:
  • Health systems and hospitals
  • Payers

Transform the claim payment process for payers and payees with our payment solution.

Service

Communications Complete

Best for:
  • Payers

Our platform helps payers and TPAs manage and deliver communications via email, portal, app, text or mail — fast and easy.

Solution suite

Payments and lending

Best for:
  • Health systems and hospitals
  • Providers

Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.

Revenue cycle management

Best for:
  • Health systems and hospitals

Solutions to help you strengthen margins, improve efficiency and elevate the patient experience.

Service

Healthy Benefits+

Best for:
  • Payers

Healthy Benefits+ by Optum (formerly Solutran) offers a smarter, simpler way to manage supplemental benefits programs. We redefine how health payers deliver value to members by maximizing every benefit dollar and delivering a modern, industry-leading experience.

Industry insights

Q&A: How Optum Financial is Modernizing Healthcare Payment Delivery

Article

Q&A: How Optum Financial is modernizing healthcare payment delivery

Explore how Optum Financial payment solutions streamline operations for healthcare organizations in this Q&A with Senior VP Brian Andrews.

Steps to Smarter Prior Authorization

E-book

Steps to smarter prior authorization

Healthcare organizations face challenges with prior authorization. Learn how automation can help save resources and improve patient care.

Adapting to the Changes in Medicaid Policies

On-demand webinar

Adapting to the changes in Medicaid policies

The upcoming changes to Medicaid policies are set to significantly impact organizational operations.

Revenue Cycle Solutions Engineered for Growth

Optum revenue cycle solutions

Improve financial outcomes, decrease operational costs, improve efficiency and elevate the patient experience with our revenue cycle solutions.