Better solutions make healthcare better for everyone

Navigating the financial complexities of healthcare can be challenging. Whether you're an employer, provider or payer, our comprehensive suite of financial products is designed to streamline processes, reduce costs and improve outcomes.

Employers: Manage costs while providing valuable benefits to your employees. Attract and retain top talent by offering solutions that help employees take control of their health and cultivate greater financial well-being.

Providers: We make it easy to simplify billing, optimize revenue cycles and improve payment processes. Reduce administrative burden with faster payments and easy access to historical data. Improve cash flow and access to capital too.

Payers: Optimizing payment processes drives electronic payment adoption, increases revenue and improves communication workflow. You’ll also save by eliminating manual processes, like check printing and mailing. And flexible payment options increase payee satisfaction.

Put our financial products to work for you

Solution suite

Health benefit accounts

Best for:

Employers

Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing

Solution suite

Payment delivery solutions

Best for:

Payers
Health systems and hospitals

Transform the claim payment process for payers and payees with our payment solution.

Service

Communications Complete

Best for:

Payers

Our platform helps payers and administrators create, manage and distribute member communications.

Solution suite

Payments and lending

Best for:

Providers

Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.

Revenue cycle management

Best for:

Health systems and hospitals

Solutions to help you strengthen margins, improve efficiency and elevate the patient experience.

Service

Healthy Benefits+

Best for:

Payers

Healthy Benefits+ by Optum (formerly Solutran) offers a smarter, simpler way to manage supplemental benefits programs. We redefine how health payers deliver value to members by maximizing every benefit dollar and delivering a modern, best-in-class experience.