Skip to main content

Financial solutions

Explore our tailored solutions for the healthcare industry and learn how we can help you achieve financial health and operational excellence.

Better solutions make healthcare better for everyone

Navigating the financial complexities of healthcare can be challenging. Whether you're an employer, provider or payer, our comprehensive suite of financial products is designed to streamline processes, reduce costs and improve outcomes.

Employers: Manage costs while providing valuable benefits to your employees. Attract and retain top talent by offering solutions that help employees take control of their health and cultivate greater financial well-being.

Providers: We make it easy to simplify billing, optimize revenue cycles and improve payment processes. Reduce administrative burden with faster payments and easy access to historical data. Improve cash flow and access to capital too.

Payers: Optimizing payment processes drives electronic payment adoption, increases revenue and improves communication workflow. You’ll also save by eliminating manual processes, like check printing and mailing. And flexible payment options increase payee satisfaction.

Put our financial products to work for you

Solution suite

Health benefit accounts

Best for:
  • Employers

Optum Financial offers a better way to simplify benefits, reduce costs and support employee wellbeing

Solution suite

Payment delivery solutions

Best for:
  • Health systems and hospitals
  • Payers

Transform the claim payment process for payers and payees with our payment solution.

Service

Communications Complete

Best for:
  • Payers

Our platform helps payers and TPAs manage and deliver communications via email, portal, app, text or mail — fast and easy.

Solution suite

Payments and lending

Best for:
  • Providers

Optum Financial® connects you with healthcare payment solutions and to loans powered by Optum Bank.

Revenue cycle management

Best for:
  • Health systems and hospitals

Solutions to help you strengthen margins, improve efficiency and elevate the patient experience.

Service

Healthy Benefits+

Best for:
  • Payers

Healthy Benefits+ by Optum (formerly Solutran) offers a smarter, simpler way to manage supplemental benefits programs. We redefine how health payers deliver value to members by maximizing every benefit dollar and delivering a modern, industry-leading experience.

Industry insights

Optum Recognized as RCM Leader Report

Article

Optum Recognized as RCM Leader Report

Optum is honored to be recognized as a Leader in the Everest Group RCM Platforms PEAK Matrix Assessment for 2025, highlighting our comprehensive RCM solutions.

Article

Q&A: How Optum Financial is modernizing healthcare payment delivery

Explore how Optum Financial payment solutions streamline operations for healthcare organizations in this Q&A with Senior VP Brian Andrews.

Chargemaster Consolidation and Optimization

Case study

Chargemaster consolidation and optimization

Learn more about improving charge capture and revenue assurance for EHR implementation.

Data-driven AI: Transforming RCM Performance

Article

Data-driven AI for RCM transformation

AI and clean data are helping change healthcare for the better. Discover how teamwork and smart tech can help payers and providers work together.