Women’s health is far more than reproductive care

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Women’s health insurance benefits — such as preconception family planning, lactation and menopause — have seen marked growth in recent years. Nearly half (46%) of employers now offer at least one such specialized benefit, up from 37% in 2023.¹

But despite making up half of the human population, women still struggle to receive the equitable care they need. One subtle yet powerful reason may be the longstanding assumption that women’s health insurance is somehow confined to reproduction. The reality, of course, is far more complicated. 

• Women, on average, require more health care services than men — even when excluding reproductive care² — and experience a higher prevalence of chronic conditions and certain diseases.³
• Women spend 25% more time than men in poor health, a gendered gap that contributes to higher health care costs and lower workplace productivity.⁴

Payers and employers can improve women’s health and well-being while also unlocking significant savings and higher member satisfaction. In this e-book, we discuss how to approach the topic of women’s health insurance not through a lens of fertility and reproduction but with a holistic, whole-person perspective.

Whether targeting the highest areas of health care spend or rebalancing their benefits offerings, payers and employers alike would be wise to ask: Do women have unique risks or needs in this health area? The answer might surprise you.