A new standard for payment delivery
We’ve created a smart payment delivery solution designed to help auto insurance payers deliver better claim payment experiences. Our claim payment solutions enable you to:
- Simplify payment processes — Drive electronic adoption by making it easy for claimants to select their preferred payment method.
- Lower costs — Eliminate check printing and mailing costs, and reduce treasury and administrative expenses.
- Simplify reconciliation with transparent transactions — Our portal and comprehensive dashboard offer visibility into all payment types and transactions.

Key benefits
Our solution replaces inflexible payment processes and costly paper checks with easy, safe and low-cost electronic options.
One of the largest provider payments networks
We process $500 billion annually in payments for 2.2 million providers and over 500 payers.*
High electronic adoption rate
Our vast network also drives an electronic adoption rate of more than 85%.*
Increased security and fraud prevention
The latest in fraud prevention and 24/7 monitoring keeps information safe and reduces fraud.
Flexible claim payment options
Pay by ACH, virtual card or check.

Our solution makes insurance payments easy
Our mobile expedited payment solution makes it easy for auto insurance claimants to review claims, select their preferred payment type, and sign up for electronic payments.
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Complementary solutions
Payment delivery solutions
Transform the claim payment process for payers and payees with our payment solution.
Financial solutions
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*Optum Financial book of business, 2023