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Solution

Payment Solutions for Auto Insurance Claims

Our platform moves money and data securely as one, lowering transaction costs and increasing revenue and efficiency for auto claim payments.

A new standard for payment delivery

We’ve created a smart payment delivery solution designed to help auto insurance payers deliver better claim payment experiences. Our claim payment solutions enable you to:

  • Simplify payment processes  Drive electronic adoption by making it easy for claimants to select their preferred payment method.
  • Lower costs — Eliminate check printing and mailing costs, and reduce treasury and administrative expenses.
  • Simplify reconciliation with transparent transactions — Our portal and comprehensive dashboard offer visibility into all payment types and transactions.

Key benefits

Our solution replaces inflexible payment processes and costly paper checks with easy, safe and low-cost electronic options.

One of the largest provider payments networks

We process $500 billion annually in payments for 2.2 million providers and over 500 payers.*

High electronic adoption rate

Our vast network also drives an electronic adoption rate of more than 85%.*

Increased security and fraud prevention

The latest in fraud prevention and 24/7 monitoring keeps information safe and reduces fraud.

Flexible claim payment options

Pay by ACH, virtual card or check.

Our solution makes insurance payments easy

Our mobile expedited payment solution makes it easy for auto insurance claimants to review claims, select their preferred payment type, and sign up for electronic payments.

Industry insights

Meet Ben: A Home & Community Member Journey [Infographic]

Infographic

Coordinated care, every step of the way

Follow Ben's story from the day of his surgery to his recovery at home and see how Optum Home & Community is helping improve the lives of patients.

Trends shaping the future of clearinghouses

Report

Trends shaping the future of clearinghouses

Discover 5 key trends that can help healthcare organizations streamline processes, minimize errors and deliver faster, more reliable services.

Streamlining Real-Time Eligibility and Claims

Article

Streamlining real-time eligibility and claims

Discover how real-time eligibility, benefits and claim status inquiries can improve accuracy and efficiencies for payers and providers.

Getting started with auto claim payment solutions is easy

Complementary solutions

Solution suite

Payment delivery solutions

Best for:
  • Payers
  • Health systems and hospitals

Transform the claim payment process for payers and payees with our payment solution.

Financial solutions

Best for:
  • Payers
  • Health systems and hospitals
  • Employers

Explore our tailored solutions for the healthcare industry and learn how we can help you achieve financial health and operational excellence.

*Optum Financial book of business, 2023