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Optum Rx pharmacy benefits

What happens when pharmacy benefits are built differently​

At Optum Rx, we’re transforming pharmacy benefits to deliver real clarity, real savings, and real results.​

An agile partnership you can count on

It starts with decisions you can see and trust. Leveraging our scale and investments, we deliver predictable outcomes and expert guidance you can count on – aligned to your organization’s goals and built to reduce risk, complexity and cost. That means:

  • You have confidence in the pharmacy benefits you’re delivering, backed by decisions you can understand and explain.​
  • Your members have clarity into their medication costs, coverage, and opportunities to save – without surprises along the way.​
  • Their providers have decision‑ready insight at the point of prescribing, with greater control and less administrative burden.​

Pharmacy benefits designed for the real world

Pharmacy benefits work better when cost, coverage and decisions are clear upfront – not uncovered after the fact.

Open book​

We show our work​

Every decision, every point of contact, every experience is clear. You see formulary, pricing, and utilization selections. Doctors see net cost, coverage and alternatives before prescribing. Members see real costs and saving opportunities upfront. The result is no surprises.

Decisions made in real-time

30-second prior authorizations (PAs)

PreCheck Prior Authorization, an industry-first innovation, automates the PA experience. By using real-time EMR data, it cuts approval time from 8.5 hours to under 30 seconds – reducing administrative burden without compromising clinical integrity.1

Aligned to your members​

$15 avg. cost per prescription

At Optum Rx, savings isn’t a feature; it’s the whole point. Our pharmacy benefits keep your members ahead – despite rising drug costs. With access to real-time medication costs and comparisons, members have clearer options upfront, so they can choose the best option at the lowest cost. The result is:

  • $15 avg. cost per prescription.2​
  • $1B in savings opportunities.3

Aligned to you​

~19% PMPM savings for highly managed clients

At Optum Rx, we don’t just cut costs. We bend the curve. Clients who fully leverage our integrated formulary and utilization management programs see 19% per member per month (PMPM) savings.4

Smarter pharmacy benefits​

Saving members ~3 million calls last year

Some plans react. At Optum Rx, your plan already knew. Our AI and advanced technology capabilities proactively predict and resolve potential member issues while connecting members to the right resources upfront. The result is:​

  • ~3 million calls saved in 2025.4
  • 80% of potential member call escalations prevented.4

Lowering GLP-1 drug prices by up to 60%

Pharmacy benefit managers have secured significant savings through pharma negotiations, such as reducing GLP-1 drug prices by roughly 60%.5 See how you can get the most from pricey new obesity drugs with Weight Engage.

Industry insights

View all
Optum Rx: Relentless Prep, Strong 2026 Implementations

Article

Relentless preparation leads to a strong 2026 implementation

We delivered a seamless 1/1 transition for over 800 new clients with strong service, stable operations and improved member experiences.

What Plan Sponsors Need to Know About WAC Pricing Shifts

Article

What plan sponsors need to know about WAC pricing shifts

The move to Maximum Fair Prices for popular drugs will trigger new economic considerations for plan sponsors.

What’s Next for AI in Pharmacy: An Interview

Article

What’s next for AI in pharmacy?

Two AI experts share insights on how we’re using AI and advanced technology to improve everything from trend prediction to member services.

See how you can transform pharmacy benefits to drive results

Complementary solutions

Solution suite

Aligned to scale with your pharmacy benefit needs

Best for:
  • Brokers and consultants
  • Employers
  • Health systems and hospitals
  • Payers
  • State governments

Our pharmacy benefit solutions are aligned to your priorities, not the other way around. We work towards them, together.

Solution suite

Open Book: Delivering transparent pharmacy benefits

Best for:
  • Brokers and consultants
  • Employers
  • Health systems and hospitals
  • Payers
  • State governments

Transparency is how we operate on a daily basis, from independent clinical decisions to pass-through economics and real-time clarity at the point of care.

Solution suite

Pharmacy benefits backed by data and insight

Best for:
  • Brokers and consultants
  • Employers
  • Health systems and hospitals
  • Payers
  • State governments

We help members, providers and clients act with clarity and confidence — earlier and faster.

  1. Optum Rx and Surescripts data. April - June 2024.
  2. 2024 analysis.
  3. UnitedHealth Group. 2024 Investor Conference.
  4. 2025 analysis.
  5. PCMA. Big Pharma Highlights How PBMs secure Significant Savings on Prescription Drugs. Published Aug. 12, 2024.