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AI is helping build a better, more human health care experience

As rising costs, administrative friction and uneven access continue, the need for smarter and simpler solutions remains urgent.

By Steve Yurjevich, CEO of Payer Market, Optum | March 16, 2026 | 4-minute read

Unlocking AI’s potential to improve the health care experience

Artificial intelligence is transforming health care, and its greatest potential lies in what it enables for the people the system serves. As rising costs, administrative friction and uneven access continue to challenge payers, providers and patients, the need for smarter and simpler solutions remains urgent.

Across the industry, organizations are looking for ways to minimize complexity and remove the barriers that make health care feel disjointed and costly. AI creates new opportunities to:

  • Streamline processes
  • Reduce delays
  • Improve outcomes for the consumers who rely on the system every day

A system strained by complexity, and an opportunity to address it

Health plans and providers manage vast volumes of fragmented and often unstructured data. That complexity leads to delays, rework and higher costs. It also fuels frustration for people seeking care and for the providers who support them. 

Modern AI capabilities offer a path forward by helping organizations identify what information is truly needed and by simplifying processes that were previously manual or slow.

This shift is already helping to reduce unnecessary burden. For example, AI can help target the essential information during medical record retrieval. This helps improve accuracy, reduces manual work for providers and creates a smoother experience for consumers.

Turning real-time insight into impact

AI is helping health care shift from retrospective reviews to more proactive, real-time collaboration. Solutions such as Optum Real connect health plans and providers with real-time data and AI-powered workflows that surface important information at the right moment. 

Critical insights can be delivered at the point of care or billing instead of days or weeks later. This allows providers to understand coverage, apply payer specific rules and take the next best action with greater confidence. 

Before a claim is submitted, AI can identify missing information or potential issues immediately. The result can include:

  • Reduced rework
  • Fewer delays
  • Better experience for the people receiving care

Putting people at the center of innovation

The broader industry mission to make health care simpler, more affordable and more effective aligns naturally with the value AI can deliver. AI supports that mission by:

  • Taking on administrative tasks
  • Enabling more accurate decisions
  • Giving teams more time to focus on members and patients

Here at Optum, AI is helping make daily work more intuitive for tens of thousands of colleagues in the payer marketplace by removing repetitive processes and creating more efficient workflows. Externally, these tools help health plans address rising medical costs and support growth across ACA, Medicare Advantage and other markets.

Health care organizations vary widely in their readiness to adopt AI. Successful AI enablement requires flexibility, partnership and responsible deployment. Optum works with organizations at every stage of their journey and helps them adopt solutions that fit their operational maturity and strategic objectives.

This collaborative approach promotes shared visibility, strengthens payer-provider relationships and supports measurable value across the care journey.

A shared mission to make health care better

AI is helping create a simpler, more effective experience for the people the health care system serves. With responsible innovation, strong collaboration and a consistent focus on measurable value, AI has the potential to support meaningful progress across the industry.

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