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Solution suite

Stop Loss Insurance for Employers

Protect your self-funded employer benefit plan from unexpected expenses related to increased healthcare utilization.

Key benefits

Stop loss insurance protects employers from catastrophic claims such as cancer treatment or organ transplants. Your organization can get the benefits of self-funded insurance without assuming 100% of the liability for losses.

Service throughout the year

Get a dedicated claim examiner and clinical resource. An account manager assigned by region assists with case implementation and communication.

Cost collaboration

Pair a self-funded employer with Optum resources to achieve a potential specific deductible reduction depending on your strategy.

Reward program

Earn rewards when you have excellent claims, which are refunded at renewal.

Flexible health cost management options

Choose from specific or aggregate products and tailor details to your organization’s needs, including coverage terms, premium levels and risk tolerance.

Additional health programs

We offer a variety of programs to help people get healthy and help people stay healthy, including complex care management, managed transplant carve-out and health savings accounts.

  

Find your Optum Stop Loss representative

With more than 34 years in the insurance industry, including 25+ years in stop loss, I’ve built a strong, expansive network of brokers and TPAs throughout the Mid-Atlantic and Northeast. I truly enjoy partnering with my clients and working together to find solutions.

When I’m not in the office, you’ll likely find me either working in my gardens or trying a new recipe. Sous vide, anyone? Email me to schedule a brief meeting to discuss the advantages of Optum® Stop Loss and other Optum product offerings.

1-434-525-3782

CT, DC, DE, MA, MD, ME, NH, NJ, NY, OH, PA, RI, VT, VA, WV

With 18 years of experience within health care benefits with a proven record of sales and marketing, I value partnerships built on trust and transparency. My background in the broker world allows me to find creative solutions for producers that meet their clients’ needs.

I live in Minnesota with my husband and two boys. When I am not working, I can be found traveling or taking my children to various sporting events. Email me to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-612-308-3343

IA, IL, IN, KS, KY, MI, MN, MO, ND, NE, SD, WI

With more than 20 years of experience managing and selling self-funded business, I use a proven, strategic approach to help drive growth for my broker partners. I bring an analytical approach to my work, having earned a Bachelor of Science in engineering from the United States Military Academy.

My home is in beautiful Charlotte, NC, where my wife and I are enjoying raising our young son and daughter. Reach out to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-704-442-4146

AL, AR, FL, GA, LA, MS, NC, OK, SC, TN, TX

After spending a decade in California working in the high-end retail and fitness industry, I moved back to my home state of Nebraska to begin my career in Employee Benefits at a large brokerage firm. I thrived working with large self-funded clients, building strategy, and long-term planning which made Stop Loss the perfect next step for me. During my tenure at Optum Stop Loss in the Senior Account Management role, I successfully built and retained my book while nurturing valued partnerships, and collaborating with Plans, consultants, and administrators. I’m honored and excited to work together to place the industry’s best Stop Loss and MTP coverage for our mutual clients.

I reside in Omaha Nebraska with my husband, our four young children and our black lab. When I’m not working with my Stop Loss Family, you can find me with my first family at soccer, dance, daycare pick-up or at the lake!

1-952-205-6566

AK, AZ, CA, CO, HI, ID, MT, NM, NV, OR, UT, WA, WY

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Complementary solutions

Health Savings Accounts

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Flexible Spending Accounts

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions to FSAs.

Health Reimbursement Arrangements

Use a health reimbursement arrangement (HRA) to help offset employees’ healthcare costs while providing tax savings to the organization.