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Lifestyle Spending Accounts for Employers

Attract and retain talent in a competitive market, connect benefits to your culture and show you care for your employees.

A smart, simple way to benefit employees and your business

Post-tax participant reimbursement

Employees pay for expenses and submit reimbursement claims online or using the mobile app. Expenses are reimbursed through payroll.

Administration is easy

Retaining employees means caring for employees. And nothing demonstrates that commitment like lifestyle benefit options that keep your people well and happy. You start by designing a plan that meets your needs. We implement it smoothly and give you access to robust reporting.

Key benefits

Create a plan based on your employees' needs. Choose eligible categories and expenses, the benefit amount and other details.

Physical wellness

Promote health and fitness with fitness memberships, classes and equipment; sports leagues and fees; or nutrition and wellness counseling.

Mental wellness

Support emotional and psychological needs with meditation apps and classes, wellness retreats and non-medical behavioral health counseling.

Financial wellness

Foster financial health and security with estate planning, investment planning and help during times of economic hardship.

Family wellness

Nurture family relationships and support needs with child or elder care services, new parent coaching or college admission prep.

We want our employees to understand we care for them outside of work. This helps drive retention.

Benefit decision-maker

A growing recruitment and retention tool

A survey of 200 benefit decision-makers shows that lifestyle benefits are increasingly popular among employers — 37% plan to update or add lifestyle spending accounts and 46% said value to employees was the most important factor.* Reasons to offer lifestyle benefits include:

  • Needs are changing as more people work from home. 
  • Many employees want lifestyle benefits and competitors offer them. 
  • Employees can choose options they value and will use.

*Optum Financial Lifestyle Benefits Research, February 2022

Related healthcare insights

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Health savings pathways, part 2: Optum delivers insight on how employers can develop more balanced employee benefits strategies. Read the full series here.

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Complementary solutions

Health Savings Accounts

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Flexible Spending Accounts

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions to FSAs.

Healthy Food Benefits

Make fresh produce and healthier food a realistic option for all of your employees with instant rewards for purchasing nutritious products.